Discy Latest Questions

  1. No, you won't necessarily face a tax bill on the proceeds when your policy matures. As stated under the Section 80C and Section 10(10D) of the Income Tax Act, 1961, you will get a tax exemption on maturity and final payouts. Although it could really depend from company to company, state to state orRead more

    No, you won’t necessarily face a tax bill on the proceeds when your policy matures. As stated under the Section 80C and Section 10(10D) of the Income Tax Act, 1961, you will get a tax exemption on maturity and final payouts. Although it could really depend from company to company, state to state or nation to nation.

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  1. Carry trade is a trading strategy in which you borrow a currency that has a low interest rate, then use that money to buy another currency that pays a higher interest rate. You make money on the difference between the interest rates. Simply speaking you borrow something that has a lower interest ratRead more

    Carry trade is a trading strategy in which you borrow a currency that has a low interest rate, then use that money to buy another currency that pays a higher interest rate. You make money on the difference between the interest rates. Simply speaking you borrow something that has a lower interest rate and hen invest it into something that mints you higher interest rate. This king of trade is usually done for currency trading as explained above. This strategy has generated positive average returns since the 1980s, but only in the past decade has it become popular among individual investors and traders.

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  1. To start with trading, firstly you need to identify the dead cat bounce pattern, you should short the stock when the price action breaks the last bottom created. Then open your trade on the right time. So, make sure to identify a relatively strong bearish trend then mark the bearish impulse with a bRead more

    To start with trading, firstly you need to identify the dead cat bounce pattern, you should short the stock when the price action breaks the last bottom created. Then open your trade on the right time. So, make sure to identify a relatively strong bearish trend then mark the bearish impulse with a bearish trend line. You’ll notice price breaks the trend line and increases. Then mark the level of the last bottom and take a note of how price breaks the last bottom, confirming the pattern. Next up, short the stock and place a stop loss order above the top. Lastly, stay in the market until the price creates a bearish move equal to the initial impulse.

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  1. According to a definition, "An income annuity is a financial product designed to swap a lump sum amount for guaranteed periodic cash flow (e.g., monthly or annual payments). An income, or immediate annuity, generally starts payment one month after the premium is paid and may continue for as long asRead more

    According to a definition, “An income annuity is a financial product designed to swap a lump sum amount for guaranteed periodic cash flow (e.g., monthly or annual payments). An income, or immediate annuity, generally starts payment one month after the premium is paid and may continue for as long as the buyer is alive.” Broadly speaking we can conclude that an annuity is a type of retirement income product that you purchase with some or all of your pension bank. This is usually done as it pays a regular retirement income either for life or for a set period. This stream of guaranteed lifetime income payments using a single lump-sum of money is called a premium.

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  1. Hi Aakash, there are various ways by which an accelerator can make money. Although there major source of earning is in their key investment which are startups. Basically, what an accelerator does is buy stake in the startup company by investing in them or funding them initially, and when this startuRead more

    Hi Aakash, there are various ways by which an accelerator can make money. Although there major source of earning is in their key investment which are startups.
    Basically, what an accelerator does is buy stake in the startup company by investing in them or funding them initially, and when this startup gets successful (which may not always happen but that’s the risk worth taking) then they resell their stake for a higher price. This happens when when one of their graduates (startups that successfully went through an accelerator program) either gets acquired or goes through an IPO.
    There are a couple of other methods through which an accelerator can generate revenue. For instance, through sponsorships. Many accelerators get large corporates to cover their major operational costs. For instance, venues, food, events, guest speakers, demo-days, etc.

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  1. Bitcoin is not worth the risk sometimes. The reason is its highly volatile with no idea who is governing it. Bitcoin is neither an asset nor a liability, it could be better understood as a stronger alternative to cash. Hence owning bitcoin is not going to make you more money by default. People expecRead more

    Bitcoin is not worth the risk sometimes. The reason is its highly volatile with no idea who is governing it. Bitcoin is neither an asset nor a liability, it could be better understood as a stronger alternative to cash. Hence owning bitcoin is not going to make you more money by default. People expecting to make money with bitcoin are either betting on its value increasing or decreasing. The face value of bitcoin is the real value and by that we mean 1 bitcoin is 1 bitcoin. If what you own is huge, it is important to get your own cold wallet and store your coins offline. There are regulatory issues in regard with it. Although the issue of ban or no ban has ceased a bit but there are still a lot of upheavals for bitcoin and other cryptocurrencies to climb before they become accepted fully by the governments as what they really are.

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  1. Retrun On Investment or ROI is the measure of return that can be generated on an investment to the cost of investment. ROI is a great metric to make decisions on whether to make a particular investment or not. Return on investment can be calculated using the following formula: ROI = (Current Value oRead more

    Retrun On Investment or ROI is the measure of return that can be generated on an investment to the cost of investment.
    ROI is a great metric to make decisions on whether to make a particular investment or not.
    Return on investment can be calculated using the following formula:
    ROI = (Current Value of investment – Cost of investment) / Cost of investment
    You can read in depth about ROI in https://www.investopedia.com/terms/r/returnoninvestment.asp article.

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  1. IPO stands for Initial Public Offering. It refers to first time issue of shares of a private company to the public. It is done with the view to raise capital for the operations of company. With an IPO, the ownership of the founders is diluted as new shareholders new have rights in proportion of theRead more

    IPO stands for Initial Public Offering. It refers to first time issue of shares of a private company to the public. It is done with the view to raise capital for the operations of company.
    With an IPO, the ownership of the founders is diluted as new shareholders new have rights in proportion of the shares they hold in the company.

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  1. Yes, most often than not. Like any other funds, tracker funds are also a kind of investment in an company. The profit on which are a part of company's wealth and they divide this wealth in the form of dividend to the shareholders. So, dividends are a form of interest. According to the Investment ComRead more

    Yes, most often than not. Like any other funds, tracker funds are also a kind of investment in an company. The profit on which are a part of company’s wealth and they divide this wealth in the form of dividend to the shareholders. So, dividends are a form of interest. According to the Investment Company Act 1940, index mutual funds have to pay out the dividends to their investors. Hence, you can get some amount on your investment, and the amount depends on the type of index you have.

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