Discy Latest Questions

  1. Ethical investment is an extension of one's moral beliefs to his own actions and by actions here we refer to investment. It gives a person the power to allocate capital toward companies whose practices and values align with their personal beliefs. Some beliefs are rooted in environmental, religious,Read more

    Ethical investment is an extension of one’s moral beliefs to his own actions and by actions here we refer to investment. It gives a person the power to allocate capital toward companies whose practices and values align with their personal beliefs. Some beliefs are rooted in environmental, religious, or political precepts. It is important because of our belief in basic human values. As this is done with a mindset of helping society and not harming anyone. When investing is done without regard for ethics, it can promote negative values that negatively affect people and society.

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  1. Ethical investing is the practice of selecting investments on the basis of ethical or moral principles. So as to invest ethically, first you need to know your own ethics and principles. While ethical can be defined as doing what's morally right. You should know for yourself that what comes inside anRead more

    Ethical investing is the practice of selecting investments on the basis of ethical or moral principles. So as to invest ethically, first you need to know your own ethics and principles. While ethical can be defined as doing what’s morally right. You should know for yourself that what comes inside and outside your moral boundaries.
    Once you are done with the classification then choose the investing route you prefer. You could always get the help from online investing services which will create and manage your ethical portfolio on your behalf. You also need to learn about how ethical funds work and make sure you do your research before you get started.
    You may also need to diversify your investments, just like standard investing, you can mitigate risk by spreading your money across assets and regions.

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  1. According to a definition on Wikipedia, "Socially responsible investing, or social investment, also known as sustainable, socially conscious, "green" or ethical investing, is any investment strategy which seeks to consider both financial return and social/environmental good to bring about social chaRead more

    According to a definition on Wikipedia, “Socially responsible investing, or social investment, also known as sustainable, socially conscious, “green” or ethical investing, is any investment strategy which seeks to consider both financial return and social/environmental good to bring about social change regarded as positive by proponents.” Simply speaking, we can say that ethical investing is a practice of investing, keeping in mind the ethical and moral principles and subjecting the choice of your investments on this basis. It could be noted that ethical investors generally avoid investments from sin stocks, companies involved with stigmatized activities, such as gambling, alcohol or smoking.

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  1. They can be regulated or may not be regulated, it absolutely depends on a particular region. Although in most of the countries they have rules and laws for it. For instance, according to a source, President Michael D Higgins signed a bill to regulate so-called vulture funds.This law ensures that whoRead more

    They can be regulated or may not be regulated, it absolutely depends on a particular region. Although in most of the countries they have rules and laws for it. For instance, according to a source, President Michael D Higgins signed a bill to regulate so-called vulture funds.This law ensures that whoever is ultimately calling the shots on the management of a loan portfolio will be regulated.

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  1. If due to bankruptcy, your mortgage is bought by vulture funds then according to a recent report by Central Bank you may note that these so-called "vulture funds" own 48% of accounts in long-term mortgage arrears. The sale of your mortgage does not automatically mean you will lose your home. Non-engRead more

    If due to bankruptcy, your mortgage is bought by vulture funds then according to a recent report by Central Bank you may note that these so-called “vulture funds” own 48% of accounts in long-term mortgage arrears. The sale of your mortgage does not automatically mean you will lose your home. Non-engagement by the borrower with the lender is the leading factor for repossession orders being granted.
    This implies that if you wish to save your property then try to repay and rescue the property as soon as you can.

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  1. Vulture funds rightly resembles the trait of vulture which feeds itself on dead and decay to sustain and survive, similarly vulture funds are the ones that swoop in to invest in the assets that are of the companies that are near bankruptcy. The working of these funds go by taking extreme bets on disRead more

    Vulture funds rightly resembles the trait of vulture which feeds itself on dead and decay to sustain and survive, similarly vulture funds are the ones that swoop in to invest in the assets that are of the companies that are near bankruptcy. The working of these funds go by taking extreme bets on distressed debt and high-yield investing. They also deploy legal actions in their management strategies to obtain contracted payouts. These funds are usually managed by hedge funds using different types of alternative strategies to obtain profits for their investors.

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  1. According to a definition on Wikipedia, "a vulture fund is a hedge fund, private equity fund or distressed debt fund, that invests in debt considered to be very weak or in default, known as distressed securities." Broadly speaking, we can say that a vulture fund aims to invest in the assets whose prRead more

    According to a definition on Wikipedia, “a vulture fund is a hedge fund, private equity fund or distressed debt fund, that invests in debt considered to be very weak or in default, known as distressed securities.” Broadly speaking, we can say that a vulture fund aims to invest in the assets whose prices have been severely depressed in the market. These assets could be of a bankrupt company or a failed business. This done with the goal to identify assets that have been irrationally oversold below fundamental value, or where a positive turnaround is predicted. These assets can have high-risk but potentially high-reward bets.

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    Index tracker is a suitable initial investment option. They have higher expected return then the managed funds. Although I think the major difference between index trackers have and managed funds is this that trackers are much simpler to operate. Generally, you can just pick your tracker and leave iRead more

    Index tracker is a suitable initial investment option. They have higher expected return then the managed funds. Although I think the major difference between index trackers have and managed funds is this that trackers are much simpler to operate. Generally, you can just pick your tracker and leave it to do its job for twenty years or even longer.
    In comparison to that managed funds have a bewildering number to choose from in the first place and you also have to continually monitor the fund’s performance and even pick another fund should its returns fail to inspire or its manager depart for elsewhere which is a fairly common occurrence.

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  1. Yes, most often than not. Like any other funds, tracker funds are also a kind of investment in an company. The profit on which are a part of company's wealth and they divide this wealth in the form of dividend to the shareholders. So, dividends are a form of interest. According to the Investment ComRead more

    Yes, most often than not. Like any other funds, tracker funds are also a kind of investment in an company. The profit on which are a part of company’s wealth and they divide this wealth in the form of dividend to the shareholders. So, dividends are a form of interest. According to the Investment Company Act 1940, index mutual funds have to pay out the dividends to their investors. Hence, you can get some amount on your investment, and the amount depends on the type of index you have.

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  1. Tracker funds would be a good investment for you if you want a less expensive way to invest in a particular type of investment, such as shares, bonds or property. It will suit you best if you don’t believe it’s possible to consistently beat the market. Also if you want to spread your risks within anRead more

    Tracker funds would be a good investment for you if you want a less expensive way to invest in a particular type of investment, such as shares, bonds or property. It will suit you best if you don’t believe it’s possible to consistently beat the market. Also if you want to spread your risks within an asset class by investing in a range of different shares like if it’s a share-based fund etc. Also you should understand that you might get back less than you invested and whether or not it’s comfortable for you.

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